{"id":32465,"date":"2019-04-01T16:13:00","date_gmt":"2019-04-01T14:13:00","guid":{"rendered":"https:\/\/www.exoclick.com\/get-ready-for-new-mastercard-rules-for-free-trial-billing\/"},"modified":"2019-04-01T16:15:02","modified_gmt":"2019-04-01T14:15:02","slug":"get-ready-for-new-mastercard-rules-for-free-trial-billing","status":"publish","type":"post","link":"https:\/\/www.exoclick.com\/it\/get-ready-for-new-mastercard-rules-for-free-trial-billing\/","title":{"rendered":"Get ready for new Mastercard rules for free-trial billing"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Starting 16 April 2019, Mastercard will enforce new rules for free-trial conversion billing for advertisers who sell physical products with a free-trial billing model. This does not affect digital products.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mastercard\u2019s new rules apply to vendors who meet all three of the following criteria:<\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\"> Sell physical merchandise, not digital goods or services<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Use a free-trial or negative option billing model<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Sell nutraceutical products e.g. vitamins, creams, etc<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">If your business has all of those characteristics, you will be required to comply with new regulations. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mastercard made these changes because of ongoing complaints from cardholders and regulators about deceptive merchant activity. These policy updates are intended to create more<\/span><\/p>\n<p><span style=\"font-weight: 400;\">consumer-friendly commerce. Digital goods, non-nutra products, and straight sales aren\u2019t regulated with these same expectations because they don\u2019t receive as many complaints. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">This means that when obtaining cardholder approval for the first payment after the free trial, Mastercard will require merchants to send the cardholder a message, either by email or text, with the following details:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Transaction amount<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Payment date<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Merchant name<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Clear instructions on how to cancel, so your cancellation policy must be easily accessible.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Share cancellation instructions when the free trial period ends and after each subsequent transaction.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Send written confirmation to the shopper after the subscription has been cancelled.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If these rules unfold as Mastercard has envisioned, your cancellation requests should increase and your chargebacks will hopefully decrease.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">More information <\/span><a href=\"https:\/\/newsroom.mastercard.com\/2019\/01\/16\/free-trials-without-the-hassle\/\"><span style=\"font-weight: 400;\">here<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Starting 16 April 2019, Mastercard will enforce new rules for free-trial conversion billing for advertisers who sell physical products with a free-trial billing model. This does not affect digital products.<\/p>\n","protected":false},"author":5,"featured_media":32456,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[207,213],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v19.4 (Yoast SEO v18.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"Check out the new rules from Mastercard regarding free-trial billing\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.exoclick.com\/it\/get-ready-for-new-mastercard-rules-for-free-trial-billing\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Get ready for new Mastercard rules for free-trial billing - ExoClick\" \/>\n<meta property=\"og:description\" content=\"Check out the new rules from Mastercard regarding free-trial billing\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.exoclick.com\/it\/get-ready-for-new-mastercard-rules-for-free-trial-billing\/\" \/>\n<meta property=\"og:site_name\" content=\"ExoClick\" \/>\n<meta property=\"article:published_time\" content=\"2019-04-01T14:13:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-04-01T14:15:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.exoclick.com\/wp-content\/uploads\/2019\/04\/Mastercard.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"810\" \/>\n\t<meta property=\"og:image:height\" content=\"430\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Giles\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.exoclick.com\/#organization\",\"name\":\"ExoClick\",\"url\":\"https:\/\/www.exoclick.com\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.exoclick.com\/#logo\",\"inLanguage\":\"it-IT\",\"url\":\"https:\/\/www.exoclick.com\/wp-content\/uploads\/2015\/04\/exoclick_new_baseline.png\",\"contentUrl\":\"https:\/\/www.exoclick.com\/wp-content\/uploads\/2015\/04\/exoclick_new_baseline.png\",\"width\":1500,\"height\":613,\"caption\":\"ExoClick\"},\"image\":{\"@id\":\"https:\/\/www.exoclick.com\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.exoclick.com\/#website\",\"url\":\"https:\/\/www.exoclick.com\/\",\"name\":\"ExoClick\",\"description\":\"The innovative ad network\",\"publisher\":{\"@id\":\"https:\/\/www.exoclick.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.exoclick.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"it-IT\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.exoclick.com\/it\/get-ready-for-new-mastercard-rules-for-free-trial-billing\/#primaryimage\",\"inLanguage\":\"it-IT\",\"url\":\"https:\/\/www.exoclick.com\/wp-content\/uploads\/2019\/04\/Mastercard.jpg\",\"contentUrl\":\"https:\/\/www.exoclick.com\/wp-content\/uploads\/2019\/04\/Mastercard.jpg\",\"width\":810,\"height\":430},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.exoclick.com\/it\/get-ready-for-new-mastercard-rules-for-free-trial-billing\/#webpage\",\"url\":\"https:\/\/www.exoclick.com\/it\/get-ready-for-new-mastercard-rules-for-free-trial-billing\/\",\"name\":\"Get ready for new Mastercard rules for free-trial billing - 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